Did You Know 

Medicare Beneficiaries may be Eligible to Enroll or Change their Medicare Advantage Plan Options outside of Annual Enrollment, 

 if they missed the Annual Enrollment Period – Oct. 15 – Dec 7th.

Give us a call if you need help with your eligibility or plan options

Were you born in 1957?

Are your Turning 65 and need help navigating Medicare.  

Are you a Retiree Losing Employer Coverage?


Are you on SSDI and New to Medicare? 

We speak Medicare!

Call us to schedule your appoinment.

What is Open Enrollment

Open Enrollment begins

Jan. 1 - March 31st

Medicare Beneficiaries who are wanting to re-evaluate or change their Medicare Advantage plan, cancel their Medicare Advantage plan and go back to Original Medicare, Change or Enroll in a new stand-along Part D(Prescription Drup plan).

If you have questions or would like a Free Assessment, give us a call at 302-314-3584. 

Let us help you to eliminate the stress of finding the right health plan option that best meet your needs. 

Important - Avoid Penalties

Did you know:

3 ways to avoid the Part D late enrollment penalty

  1. Enroll in Medicare drug coverage when you're first eligible. Even if you don’t take drugs now, you should consider joining a Medicare drug plan or a Medicare Advantage Plan ...

  2. Enroll in Medicare drug coverage if you lose other creditable coverage. ...

  3. Keep records showing when you had other creditable drug coverage, and tell your plan when they ask about it.

Reference: www.medicare.gov/drug-coverage-part-d/costs-for-medicare-drug-coverage/part-d-late-enrollment-pena…

Part B late enrollment penalty

If you didn't get Part B when you're first eligible, your monthly premium may go up 10% for each 12-month period you could've had Part B, but didn't sign up. In most cases, you'll have to pay this penalty each time you pay your premiums, for as long as you have Part B. And, the penalty increases the longer you go without Part B coverage.

Usually, you don't pay a late enrollment penalty if you meet certain conditions that allow you to sign up for Part B during a Special Enrollment Period. Read more about different situations that may affect when you decide to get Part B. 


If you have limited income and resources, your state may help you pay for Part A, and/or Part B. You may also qualify for Extra Help to pay for your Medicare prescription drug coverage.


Reference:  Part B late enrollment penalty | Medicare

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We're here to help!

We would like to help you with understanding your options, by providing you with helpful information, as well as eliminate the stress of finding the right health plan option that best meet your needs.